SMSF DCA Calculator

Deploy the ISEC cash pile into a VDAL/VDIF core · income from every holding (incl. SOL + cash) · refundable franking in super · unleveraged · planning estimate, not advice

Inputs

Cash (ISEC) & plan

Starting ISEC cash $293,000

ISEC yield 4.3%

Reserve held $36,000

Deploy ISEC over 36 mo

Contribution / mo $1,800

Core split

VDAL share of core 50% VDAL / 50% VDIF

VDAL — Diversified All Growth (~8% total)

Growth 5.5%

Yield 2.5%

Franking 20%

VDIF — Diversified Income (~6% total)

Growth 1.2%

Yield 4.8%

Franking 25%

SOL — Soul Patts (existing)

SOL holding value $50,000

Growth 6.5%

Yield 2.8%

Franking 100%

Other existing equity

Other holdings value $0

Growth 5.5%

Yield 4.0%

Franking 70%

Tax & horizon

Distributions

Super tax 15%

Horizon 10 yrs

nabtrade brokerage (VDAL + VDIF trades)

auto-saved on this device

Annual income by source · year 10

Reinvest vs take income as cash

SMSF balance — cash drawing down into equities

Total SMSF Invested equity ISEC cash

SMSF DCA Calculator

Inputs

Annual income by source · year 10

Reinvest vs take income as cash

SMSF balance — cash drawing down into equities

DCA vs deploy-it-all-now (lump sum)

Year-by-year

SMSF DCA Calculator

Inputs

Annual income by source · year 10

Reinvest vs take income as cash

SMSF balance — cash drawing down into equities

DCA vs deploy-it-all-now (lump sum)

Year-by-year YearMonth

Year-by-year